SBM Novio Credit Card

FD-based card. FD amount, fees and eligibility must be verified before publishing.

Joining fee₹0.00

Annual fee₹0.00

Lifetime freeYes, as configured

Minimum income₹5k

Minimum CIBILNot specified

CategoryALL

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Key benefits

FD-backed credit card designed for easier access to secured credit
Credit limit is linked to the qualifying fixed-deposit structure
FD continues to earn interest according to the applicable bank terms
Secured-card usage can help build credit history with responsible repayment
Exact fees, rewards and FD requirements should be verified before application

Eligibility guidance

The catalogue currently lists a minimum income reference of ₹5k. Employment preference is BOTH and this configured option requires a fixed deposit..

Before you apply

Check the current issuer terms for fees, reward caps, exclusions, eligibility, documentation and approval decisions. CREDITMARKETS provides matching and comparison guidance; the issuing bank makes the final approval decision.

Last catalogue verification: Not specified. Information can change; verify current terms before submitting an application.