Scapia Credit Card

Lifetime-free status should be shown only when the current offer is verified.

Joining fee₹0.00

Annual fee₹0.00

Lifetime freeYes, as configured

Minimum incomeNot specified

Minimum CIBIL750

CategoryTRAVEL

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Key benefits

Zero forex markup on eligible international spends
Rewards on eligible Visa and RuPay spends converted to Scapia Coins
Unlimited domestic lounge access subject to spend unlock conditions
Travel redemption through the Scapia app for flights, stays, buses and trains
RuPay option supports eligible UPI credit transactions

Eligibility guidance

The catalogue currently lists no minimum-income figure and a minimum CIBIL reference of 750. Employment preference is BOTH.

Before you apply

Check the current issuer terms for fees, reward caps, exclusions, eligibility, documentation and approval decisions. CREDITMARKETS provides matching and comparison guidance; the issuing bank makes the final approval decision.

Last catalogue verification: Not specified. Information can change; verify current terms before submitting an application.